(1) any minimum or fixed amount which could be imposed. (3) the disclosure statement required under this paragraph shall consist of the following:
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And “(2) a discussion of the potential advantages and disadvantages of such plans, including how to compare among home equity plans and between home equity and closed end credit plans.”
Open end credit plan. “credit union”, “we”, “our”, and “us” mean the credit union whose name appears herein or anyone to whom the credit union transfers its rights under this agreement. Examples include credit cards, home equity loans, personal lines of credit and overdraft protection on checking accounts. No advertisement to aid, promote, or assist directly or indirectly the extension of consumer credit under an open end credit plan may set forth any of the specific terms of that plan unless it also clearly and conspicuously sets forth all of the following items:
Once your application for an account governed by these agreements is approved, you can borrow the full amount of your credit limit, repay the principal in full or in part, and borrow again up to the maximum as long as you are a patelco member in good standing and A credit plan which is an open end credit plan within the meaning of. We are not required to make advances to you under the plan and can refuse a request for an advance.
The term open end credit plan means a plan under which the creditor reasonably contemplates repeated transactions, which prescribes the terms of such transactions, and which provides for a finance charge which may be computed from time to time on the outstanding unpaid balance. A general description of open end consumer credit plans secured by the consumer’s principal dwelling and the terms and conditions under which such loans are generally extended; (2) for money, property, services, or an extension, renewal, or refinancing of credit, to the extent obtained by— (a) false pretenses, a false representation, or actual fraud, other than a statement respecting the debtor’s or an.
We anticipate that, from time to time, you will borrow money (called advances) under the plan. Plan or anyone to whom the credit union transfers its rights under the plan. Advertising of open end credit plans no advertisement to aid, promote, or assist directly or indirectly the extension of consumer credit under an open end credit plan may set forth any of the specific terms of that plan unless it also clearly and conspicuously sets forth all of the following items:
What is an open end credit plan? (b) the creditor may impose a finance charge from time to time on an outstanding balance; Open end credit plan from 11 usc § 523(a)(2) | lii / legal information institute.
“this summary is made pursuant to the requirements of the. Open end consumer credit plan (j) the terms “open end credit plan” and “open end consumer credit plan” mean a plan under which the creditor reasonably contemplates repeated transactions, which prescribes the terms of such transactions, and which provides for a finance charge which may be computed from time to time on the outstanding unpaid balance. (b) under the heading “summary of reaffirmation agreement”, the statement:
And (c) the amount of credit that may be extended to the borrower during the term of the loan, up to any limit set by the creditor, is generally made. Before agreeing to reaffirm a debt, review these important disclosures:”; (a) the licensee issues one or more cards, checks, letters of credit or other devices to the borrower;
Plan features the following applies to your line of credit subaccount:
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